A local insurer has launched a FA company that is a hybrid between a agency only model and the FA model. The new company, which targets the mass affluent, will offer life insurance from the insurer (with the exception of products from a foreign insurer), general insurance from multiple companies and unit trust [...]

Like everyone else, the past holidays have been filled with feasting and gatherings, updating and gossiping. Most were of no particular importance. However, I would like to share a story about Investment-Linked-Products (ILP) told by a friend who works in an insurer.

An old lady went to the insurer after she received [...]

A fund distributor has officially closed its doors in Hong Kong. What has this got to do with us who are here in Singapore? Well, the same thing could jolly well happen here as well.

Sources claim that the closure was due to the change in the preference of investment platforms [...]

Many a time, you can find insurance companies dangling freebies to attract customers. It is not unusual to find them at electronic and pc fairs where they will display advertisements showing freebies such as digital cameras or printers. You would have mistaken them as another electronic booth!

It is very common to find [...]

In the course of doing insurance summary and review, I have come across many Investment-Linked-Policies (ILP) in client’s insurance portfolio. How they came into getting ILP is another story altogether. What troubles and baffles me is how the investment portfolio is constructed.

The vast majority of ILPs are heavily or totally invested [...]