Your Investment Adviser Can Make You Rich?! Think Again
Contrary to the popular image investment intermediaries try to project, they can only keep you rich, not make you rich! Read the article – Your Investment Adviser Can Make You Rick?! Thank Again to learn more!
Add Absolute Return To Your Portfolio
Traditionally, any forms of investment other than cash, equities and bonds are considered as an alternative investment. That includes properties, commodities and hedge funds. Although classified in the same category, the difference in approach to investments for the alternative class as different as apples and oranges. Are hedge funds, a form of investment journalists love to hate, worth a second look? Read the article – Add Absolute Return To Your Portfolio to know more!
Is Your Adviser Working For You?
Having the right investment adviser who works for you and not his employer is paramount to having good advice. With the slew of lawsuits between private banks and their clients lately, investors should be mindful of some basic questions when choosing their asset managers. Read the article – Is Your Adviser Working For You? to find out more.
The sizzling Singapore property market has attracted many investors, including numerous foreigners. It is so hot that the government was prompted to introduce more measures in an attempt to cool the market amidst the ‘buying frenzy’. In contrast, the talking point in the equities market has been over the direction of the economy and the possibility of a double-dip recession. Should investors go for property or equity? Read the article – Property Or Equity – A Discussion to find out more.
Looking For Dividend Yield? Try Asset Allocation Instead
Asset allocation can offer investors cash flows similar to dividends stocks with lower risk. Read the article – Looking for Dividend Yield? Try Asset Allocation Instead to find out more.
Dual Currency Deposits – Do You Know You Have Become The Insurer?
Avoided like the plague during the financial crisis, structured products are reviving like green shoots after a long awaited rain. Dual Currency Deposits in particular, have been really popular. Depositors may not have understood the risks involved. Read the article – Dual Currency Deposits – Do You Know You Have Become The Insurer? to know more.
Money managers have to cope with numerous limitations and constraints. Investors should be wary and consider these restrictions when deciding who would be the better choice in managing their wealth. Read the article What You Money Manager Don’t Want You To Know to find out more.
Instead of making money, many investors have done exactly the opposite. One of the reasons is the focus on the returns instead of the outcome. Read the Don’t Miss The Big Picture why an investor should focus on the big picture.
Simplicity Is Beauty
Like a stunned rabbit starring into the lights of an oncoming truck, investors are left bewildered in the wake of the ‘perfect storm’ that swept the world of investments. An investment portfolio constructed with simplicity in mind can go a long way in helping investors manage and maintain their portfolios. Read the article – Simplicity Is Beauty to know more!
Sounds To Good To Be True? It Probably Is
Investment scams have become more creative. No longer can the investor just rely on tell tale signs of unrealistic returns to separate the sheep from the goats. We offer some questions to ponder before investing. Read the article – Sounds To Good To Be True? It Probably Is to know more
The Realm of Alternative Investments
Hedge Funds come to mind when one talks about Alternative Investments. But there are much more to Alternative Investments than just hedge fund. Alternative assets promises non or low correlation to traditional assets and can be beneficial to one’s investment portfolio. However, investors must be mindful of the possible issues with this class of investments and not be blinded by their impressive historical returns. We offer some examples in the article – The Realm of Alternative Investments.
Rebalance Your Way To Better Investment Performance
Is it too early to sound the death knell for long term investment? Can we recover if we lost 10 years of growth in a single bear market? We offer proof that rebalancing can help. Read the article Rebalance Your Way To Better Investment Performance to find out more.
Saving For A Rainy Day – The Smart Way
This financial crisis has vindicated many age-old axioms, the virtue of “saving for a rainy day” being just one of them. How can this be applied to businesses and member of higher management? We suggest a smart way of doing it. Read the Article – Saving For A Rainy Day – The Smart Way for more details.
Protecting Your Assets In Turbulent Times
2008 has been a terrible year for the market. Other than suffering from the market performance, investors also face risks from other dreaded events. We discuss the issues in this issue of Invest – Protecting Your Assets In Turbulent Times.
Strategies To Handle Today’s Global Crisis
As everyone should know by now, the outlook for the economy is grim. Many have compared the current financial crisis, or financial tsunami as others have called it, to the Great Depression. Unprecedented global coordinated efforts by the various governments have to be taken to deal with the crisis. Against this backdrop of bleak outlook, what should you do now? Read the article – Strategies To Handle Today’s Global Crisis to know more.
Leverage On Your Life
‘Leverage’ has became a dirty word amidst the financial tsunami. Like a double edged sword, leverage can help or hurt you at the same time. There is actually a method to leverage yourself without the downside. Read the article – Leverage On Your Life for more info.
Proper Protection Planning – Sample Protection Portfolios
After learning about the basics of Proper Protection Planning, how can we implement the findings and the various solutions? This issue of Invest summarizes the possible dreaded situations, possible concerns and liabilities and possible solutions to address them in pre-retirement and during retirement. 2 Protection Portfolios are also discussed – 1 using Whole Life and the other using Term plans for Buy-Term-Invest-The-Rest (BTITR). The article’s titled: Proper Protection Planning – Sample Protection Portfolio.
The Devil’s In The Details
“All products in the market are similar.” That’s what an insurance agent might tell you. As a savvy consumer who wishes to make informed decisions, is this what you should believe in? The fact, not surprisingly, is often not the case. Download the article here.
Proper Protection Planning – Comparison of Strategies
Coming up with a Proper Protection Plan is only the first step – identifying an effective strategy or strategies to accomplish the plan and acting on these strategies is essential for success. Two common strategies are available for long-term holistic Protection Planning – Buying Participating Plan and Buy-Term-Invest-The-Rest (BTITR). Download the article here.
Due to the complexity of the different class of products, consumers often use the incorrect type of policy to meet their needs or purchased them with the wrong concept. Making such mistakes can result in huge financial consequences. Read the discussion on the top 10 common mistakes here.
With the different classes of insurance products available, it can be frustrating and confusing for the layman to try to build a Protection Plan. The main classes of insurance policies are summarized into a easy to understand table. Read the article here.
Many people are still clueless about what they are covered for despite having bought numerous policies. This could easily reult in unncessary duplication or worse, not getting the correct protection despite paying high premiums. Get to know how to construct a proper Protection Plan here.